Patricia Sparacio, managing director of the New York Institute of Finance, is sitting in her office on a Monday evening, waiting for her students to arrive. When her class of several hundred students is ready to start, she logs in and greets the group.
Her closest student hails from Manhattan. Others are logged in from Egypt, China, and Europe. Sparacio teaches a virtual course in business and industry analysis. Although she is working with a big group, there is adequate capacity. If the virt
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