(Cherryl Hanson-Simpson, Thursday, June 04, 2009) "Employees with money problems are like sharks swimming around the workplace taking bites out of the bottom line." - E Thomas Garman, Personal Finance Employee Education Foundation

Last week we looked at some poor money habits that can cause you to feel distressed about your finances. These practices include spending more than you earn, not saving for emergencies, depending on credit for consumer purchases, not planning for financial goals and taking unwise investing risks.

Research has shown that people with money problems usually end up being tense, worried and depressed. The Centre for Financial Social Work has stated that "money issues are the greatest stressor in peoples' lives." Financial distress can actually lead to insomnia, high blood pressure, migraines and other serious health concerns.

While it's clear that people's money challenges impair their personal lives, it may not be that obvious that these troubles can negatively impact the workplace. What happens when financially challenged people go to work? Do they leave their money worries at home?

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