Chances are there are few of us who have not found ourselves out of work at one point. According to the Bureau of Labor Statistics, "During the January 2001 through December 2003 period, 5.3 million workers were displaced from jobs they held for at least 3 years. More than one-third of these jobs were within manufacturing. Although there were a number of reasons--call it downsizing, rightsizing or re-engineering--it all equates to the same thing: unemployment. The Bureau of Labor Statistics also says the average number of "spells of unemployment" for late-born boomers (born between 1957 and 1964) from age 18 to 38 is 4.8. Most shocking of all is that within this study a little more than 4 out of 10 people were notified in advance of their being laid off. That means 60 percent were let go without warning.