Employees' financial health is important to their overall well-being. According to the American Psychological Association, at least 75 percent of American adults experience financial stress at least some of the time, and nearly 25 percent suffer from extreme financial stress. The overall impact of this stress is estimated to be $300 billion lost in productivity and absenteeism, according to the World Health Organization. Productivity is an important concern. Nearly half of full-time American workers say they worry about their finances during work hours, and 29 percent say they deal with their personal financial issues on the job—often two to three hours a week. While many companies offer traditional wellness programs focusing on nutrition, exercise, and healthy lifestyles, only 28 percent offer financial wellness programs. This is unfortunate, because offering such programs is a win-win for both employees and employers. Workers gain more financial security and peace of mind, while organizations benefit from a healthy, stress-free, motivated workforce.