An individual’s financial stress can lead to a decline in productivity as well as an increased risk for developing mental health issues like anxiety and depression. It’s a sensible business practice to develop a strategy that supports employee well-being--both fiscally and mentally. First, it’s important to help employees prepare for the unexpected by providing support. Many workers are financially vulnerable; one mistake, accident, or illness can put them over the edge. Income protection, life insurance, and sick pay insurance all offer safety nets for employees who run into bad luck; however, these benefits are not one-size-fits-all. Employees should have the ability to tailor their benefits to their specific needs, and should be actively encouraged to do so. It’s also important to understand that financial problems occur regardless of income level. It’s easy to think that low-income employees are the most vulnerable, but money problems are agnostic in this sense--they can impact anyone. It’s important to build financial and emotional resilience across the workforce, beyond title and salary.